Wildfire Emergency Order and insurance grace period extended to September 29 for Eastern Oregon

By on Thursday, September 3rd, 2026 in More Top Stories Northeastern Oregon News

UNION & WALLOWA COUNTIES – Earlier this week, the Oregon Division of Financial Regulation officially extended its wildfire emergency order to September 29. This order includes extended mandates for insurance providers covering property in impacted areas (including Eastern Oregon), such as extended deadlines, grace periods for premium payments, and restrictions on new insurance rates and cancelations of policies as a result of wildfire damage or danger.

As specifically written by the DFR in the recent extension announcement:

“Wildfire season is not over, and the last thing consumers should be worried about is receiving a cancellation or nonrenewal notice right now,” said Oregon Insurance Commissioner TK Keen. “Extending this order gives consumers breathing room to focus on their families and recovery while making sure coverage stays in place.

As a reminder, this order requires all property and casualty insurance companies to take proactive measures to protect people in wildfire affected areas. The order:

  • Suspends cancellations and nonrenewals
  • Establishes a grace period for premium payments for all insurance policies issued, delivered, or covering a risk in the affected areas
  • Extends deadlines for policyholders to report claims or submit other claims-related communications
  • Requires all insurers to take all practicable steps to provide opportunities for policyholders to report claims

If your home or property was damaged by the wildfires, contact your insurance company as soon as possible to discuss your situation and learn next steps. If you still have concerns, the division’s consumer advocates are here to help. Call 888-877-4894 (toll-free) or email dfr.insurancehelp@oregon.gov.

Visit the DFR’s wildfire insurance resource page to view the order, bulletin, and more insurance information.

As of the latest bulletin, residents in the following zip codes for Union, Baker, Wallowa, and Malheur County remain under DFR’s order and insurance grace period. 

Union County:

  • 97886 (Tollgate area)
  • 97877 (Southwest Union County area)
  • 97876 (Summerville area) 
  • 97867 (Union County Border/North Powder area)
  • 97850 (La Grande/Island City)
  • 97833 (South & West of North Powder near Baker County border)
  • 97814 (East of North Powder near Baker County border)
  • 97810 (West of Summerville)

Wallowa County:

  • 97886 (Tollgate area) 
  • 97862 (Umatilla County border)
  • 97840 (Southwest Hells Canyon/Baker County border)
  • 97827 (Elgin Area/Union County border)
  • 97828 (Enterprise area north to Washington border) 
  • 97842 (Western Wallowa County/Snake River border)

Baker County:

  • 97907 (Southeast Baker County/Malheur County border)
  • 97877 (Sumpter & Granite area/Grant County border)
  • 97870 (Richland)
  • 97840 (Eastern Baker County/Oxbow)
  • 97833 (Haines/west of Haines)
  • 97814 (Baker City) 
  • 97869 (Grant County Border near Prairie City) 
  • 97867 (Union County Border/North Powder area)

Malheur County:

  • 97917 (Warm Springs Reservoir area)
  • 97911 (Beulah Reservoir area)
  • 97910 (South Central Malheur County/Jordan Valley)
  • 97906 (Harper/North Central Malheur County)
  • 97907 (Northeast Malheur County/Baker County border)
  • 97904 (Gran/Harney County border)
  • 97901 (Adrian)
  • 97721 (Southeast Malheur County/Idaho Border)

All Oregon zip codes under the DFR order as of August 31 can be found at: https://dfr.oregon.gov/laws-rules/Documents/Bulletins/bulletin2026-06.pdf

Elkhorn Media Group